Wednesday, April 28, 2010

Water vs Coke

Forward mail from friend which would like to share out with you.


#1. 75% of Americans are chronically dehydrated..
(Likely applies to half the world population)

#2. In 37% of Americans, the thirst mechanism is so weak that it is mistaken for hunger.

#3. Even MILD dehydration will slow down one's metabolism as 3%.

#4. One glass of water will shut down midnight hunger pangs for almost 100% of the dieters studied in a University of Washington study.

#5. Lack of water, the #1 trigger of daytime fatigue.

#6. Preliminary research indicates that 8-10 glasses of water a day could significantly ease back and joint pain for up to 80% of sufferers.

#7. A mere 2% drop in body water can trigger fuzzy short-term memory, trouble with basic math, and difficulty focusing on the computer screen or on a printed page.

#8.. Drinking 5 glasses of water daily decreases the risk of colon cancer by 45%, plus it can slash the risk of breast Cancer by 79%., and one is 50% less likely to develop


#1. In many states the highway patrol carries two gallons of Coke in the trunk to remove blood from the highway after a car accident.

#2. You can put a T-bone steak in a bowl of Coke and it will be gone in two days.

#3. To clean a toilet: Pour a can of Coca-Cola into the toilet bowl and let the 'real thing' sit for one hour, then flush clean. The citric acid in Coke removes stains from vitreous china

#4. To remove rust spots from chrome car bumpers:
Rub the bumper with a rumpled-up piece of Reynolds Wrap aluminum foil dipped in Coca-Cola.

#5. To clean corrosion from car battery terminals: Pour a can of Coca-Cola over the terminals to bubble away the corrosion.

#6. To loosen a rusted bolt: Apply a cloth soaked in Coca-Cola to the rusted bolt for several minutes.

#7. To bake a moist ham: Empty a can of Coca-Cola into
the baking pan, wrap the ham in aluminum foil, and bake.
Thirty minutes before ham is finished, remove the foil, allowing the drippings to mix with the Coke for a sumptuous brown gravy.

#8. To remove grease from clothes: Empty a can of Coke Into the load of greasy clothes, add detergent, and run through a regular cycle.. The Coca-Cola will help loosen grease stains. It will also clean road haze from your windshield


The active ingredient in Coke is phosphoric acid.

It will dissolve a nail in about four days. Phosphoric Acid also leaches calcium from bones and is a major contributor to the rising increase of osteoporosis.

To carry Coca-Cola syrup! (the concentrate) the commercial trucks must use a hazardous material place cards reserved for highly corrosive materials.

The distributors of Coke have been using it to clean engines of the trucks for about 20 years!

Monday, April 26, 2010

Beware of ebanking

My friend account was hacked and loss by 10K. Someone transfer his funds to ROMANIA without his authority through Western Union. So sad to hear that. So be careful when you do ebanking.

Sunday, April 25, 2010

Require document to open CIMB trading account

I just get to know that only CIMB near Sunshine Square in Bayan Baru able to open CIMB trading account.You need to bring bank saving book which you plan for transaction and Original IC for opening CIMB trading account.

Minimum charges for CIMB trading transaction fee is RM12.

Here is the CIMB trading account website.

Monday, April 19, 2010

GMC:Health Talk on Urinary Incontinence and Overactive Bladder - 15 May 2010 (Saturday)

I getting invitation from GMC on the public health talk. Admission is FREE!! Just share with you.

For more information, kindly call 04-2202103 / 04-2202207 or e-mail to

Saturday, April 17, 2010

Car air conditional

Forward mail from friend. Not sure true or not.
Please do NOT turn on A/C as soon as you enter the car

Open the windows after you enter your car and turn ON the AC after a couple of minutes.

Here's why

According to a research, the car dashboard, sofa, air freshener emit Benzene, a Cancer causing toxin (carcinogen - take time to observe the smell of heated plastic in your car).

In addition to causing cancer, Benzene poisons your bones, causes anemia and reduces white blood cells.

Prolonged exposure will cause Leukemia, increasing the risk of cancer.

Can also cause miscarriage.

Acceptable Benzene level indoors is 50 mg per sq. ft.
A car parked indoors with windows closed will contain 400-800 mg of Benzene.

If parked outdoors under the sun at a temperature above 60 degrees F, the Benzene level goes up to 2000-4000 mg, 40 times the acceptable level.

People who get into the car, keeping windows closed will inevitably inhale, in quick succession, excessive amounts of the toxin.

Benzene is a toxin that affects your kidney and liver.. What's worse, it is extremely difficult for your body to expel this toxic stuff.

So friends, please open the windows and door of your car - give time for interior to air out -dispel the20deadly stuff - before you enter.

Monday, April 12, 2010

Parents Should Teach Kids Finances, Not Just Schools

Sharing with you after reading this article.


“A very rich person should leave his kids enough to do anything, but not enough to do nothing.” – Warren Buffett

Here lately, I have been thinking more and more about the need for financial education curriculum in public schools. I am constantly amazed by the number of young people (and young adults) I interact with that have no basic understanding of how finances work. I mean a very elementary understanding – like how to balance a checkbook, how to compute interest, or what a mutual fund is.

After watching story after story from this latest recession, it is clear to me that our national personal finance IQ is too low. Perhaps if we raised more financially savvy generations we could avoid many of the same mistakes.

What Age to Start Teaching Basic Finance?
I like the idea of teaching kids about money when they are fairly young – like eight years old or so. By this time, many kids are receiving allowances, or receiving money for birthday presents. This makes money lessons a little less abstract – they can actually touch, and spend, their own money.

If we start at seven or eight years-old, that means plenty of very basic financial concepts could be well-covered over the next ten years. We could teach kids the value of saving money. We could teach kids the dangers of taking on too much debt. We could teach kids the power of compounding interest to foster and early interest in investing their money.

Will every child “get it” and become a future Warren Buffett? Of course not. Just like every kids doesn’t fully grasp chemistry and become a research scientist. But for the general student population, a general course each year in personal finance could go a long way towards creating a more financially-savvy young adult population.

Isn’t It Up To Parents to Teach Kids About Money?
Yes, it is. I believe it is up to parents to teach their kids most of life’s lessons. However, teachers can supplement that learning, and in cases where parents are unable or unwilling to participate, teachers may provide the only education source for children. It is a sad reality that the latter scenario plays out far more often than the former. Lack of parental involvement makes teachers jobs much more difficult. This is especially true in “real world” subjects such as personal finance.

How Can Parents Teach Kids About Money?
Besides modeling responsible spending habits for your children, there are a few things we can do to help kids learn financial concepts outside of a classroom setting.

Take your kids grocery shopping. Rather than having kids passively follow along while you do all the shopping, encourage them to help with your math tasks. Teach them how to calculate the unit price and compare two items for the best value. Weigh your produce and let them estimate the total cost by multiplying the weight by the cost per ounce/pound. Let them keep a running total of your bill on the back of your grocery list (for bonus points, older kids can even calculate the sales tax for a total bill).

Take your kids to the bank. My grandfather was in his 70s before he first used an ATM, and I don’t think he has ever used a drive-thru window at the bank. He believes in “eye balling” people when doing banking business. So growing up, I knew my way around the bank after tagging along with him. I watched him cash a check for cash (he called this “walking around money”). We rolled coins and deposited them into my grandparent’s account. Of course I loved it, because I always got a lollipop from the teller. Little did I know I was actually learning about how banking works, something I now hope to pass along to my own kids.

Give kids a four-quarter budget lesson. It’s a simple exercise, but helps kids understand that money is finite. If only Congress understood this! I digress.

The link above explains the exercise in detail, but basically you give your child four quarters representing major categories of your budget (taxes, mortgage, transportation, everything else). Ask for a quarter back to pay taxes on your income, another to pay for your home, and another for your car, insurance, gas and maintenance. Then explain with that last quarter you have to put some in savings, some towards food, lights, water and most of the rest towards bills. With that last little fraction of a quarter of your budget you can spend on toys and fun stuff.

Let kids pay the power bill. No, not out of their allowance! Let your child sit down a couple months and write out the check for the power bill. Show them the bill and explain the various lines. This is how much electricity we used every day. This is how much it costs us to run the television, lights, air conditioner, etc. This should also help them understand why you constantly go through the house behind them turning off lights and the television (I’m not the only one doing this, right?).

Buy kids a share of stock, and let them pick the company. If they like Disney movies, buy a share of Disney. If they like chewing gum, give Wrigley’s a look. And who doesn’t like McDonalds (which is actually a pretty good dividend play, too!). Show them how to look up the stock quote in the newspaper, or online. Consider adding a second share in a completely different industry – a great introduction to diversification.

What are you doing to teach your kids about money? I always enjoy learning new teaching methods, games, etc, so please share.

Monday, April 5, 2010

8 easy step: Decor design by Eric Leong

I was attended decor design seminar by Eric Leong yesterday. Just share out some info. Check it out more under

Make over. Define Interior style. Example: English style, minimum list style etc.

Color scheme. Color therapy
  • Dark blue: Depression
  • Happy color: Yellow, red, orange
  • Hyperactive children: put green( focus)- study room & office good also. Restaurant: don’t put green.
  • On diet: blue
  • Red: enhance appetite.
  • Don’t put bed room in red.

3.Feature Wall
  • Choose 1 wall for your favorite color. Etc Wall paper. Got focus. 4 wall, other 3 wall plain color. Area look bigger.
  • Don’t choose wall behind door for feature wall.
  • Choose right or left wall as feature wall. Depend on your door location when you open.


  • Choose base on interior style.
  • Headcount of your family and your life style.

  • Day light- Everything look light flatten. Wet kitchen and toilet.
  • Buy standing light.
  • Warm light. Soft shallow.

6.Soft furnishing. Carpet, cushion,curtain.
  • 3 layer of curtain. Night curtain (master bed room) , Day curtain(see through), Blackout.

Decor accessory. Buy accessory big and know where to put. Choose hot spot.

Candle and flower. Flower give you energy. Fresh flower.

Friday, April 2, 2010

Husband & Wife joint account in Malaysia

Below is the forward mail which i think important to share. Check it out yourself.

Just to share with you one recent article i read and shocked me a lot. It happens in west Malaysia , husband and wife and 1 son. Husband past away due to accident, husband has a RM50k joint saving account with wife, what happened was the wife / like most people think,when husband past away, she will get the money automatically since it is a joint account. But to her surprise, She could not withdraw a single cent!! Joint saving account is meant for convenience when spouse need it the most, but most people always assume once the other holder dies, another half will get the money automatically, which is very wrong.

I would like to share my opinion with all of you, you may take it as educational thoughts or for you to be aware. When one person dies, the other joint holder of the saving account will get the money automatically only if that particular bank practises 'JOINT TENANCY' - this terms means one party die, the other joint party gets money automatically.

But unfortunately, not all banks practise JOINT TENANCY, some foreign banks practise and most local banks don't practise, If you want to be sure, just ask your bank is their joint saving account based on JOINT TENANCY, if it is yes, get the black and white.

Can u all imagine, when husband passes away, the wife already suffering emotional loss, now suffering the problem of having 'NO MONEY' although it is in join account. Because of husband ignorance, now the wife and son pay for it. Hope the above helps for you. Just take note.
so, make the move now... action...b4 too late ............
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